Pearson Consulting Group - Insurance Specialist
Think Smarter Coverage
Over 20 years of experience as your Business/Commercial Insurance Specialist.
Servicing California, Georgia, Illinois, Maryland, Mississippi, New Jersey, New York, South Carolina and Tennessee.
Your Insurance Ally
Providing exceptional services to meet the insurance and financial needs of our clients. Our team of specialists and trusted insurance partners are dedicated to partnering with you to provide a comprehensive insurance plan to cover your business and individual insurance needs.
Think Smarter Coverage
From small to midsize businesses, we offer insurance coverages for many types of businesses.
Businesses We Insure
- Builders Risk
- General Contractors
- Commercial Real Estate
- Commercial Auto/Trucking
- Janitorial Cleaning
- Advertising/Marketing Agencies
- Online Stores
- Pet Grooming
- Professional Services
- Hair Salons/Barbershops
- Accounting Services
- HVAC Services
- Many Others
- General Liability
- Workers Compensation
- Business Property
- Business Income/Interruption
- Cyber Liability
- Professional Liability
- Events Liability
- Surety/Fidelity Bonds
- Other coverages available based upon the type of business
See If You Qualify For
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All Information imputed into our system’s forms are private and not shared with other businesses.
Protecting You and Your Family’s Future
Forget what you’ve been told about life insurance. Life insurance can be a huge asset with growing value and benefits while living. Instead of offering just death benefit protection, certain types of life insurance can be smart additions to any retirement portfolio with growing significant value overtime. With the limitations of many traditional retirement products like 401(k)s, CDs, mutual fund accounts, savings accounts, and potential higher income taxes on your future retirement, you may be asking is there a way to create wealth out of Uncle Sam’s reach.
Also, a cash value life insurance policy on a child can protect insurability, cover major medical illnesses, and grow significant cash value overtime. Access to the cash value for college expenses, car purchase, wedding, starting a business, down payment on a real estate transaction.
A Cash Value life insurance is an unique solution that can offer the following tax benefits:
- Tax-deferred growth potential – Don’t have to pay taxes on the cash value growth in the policy.
- Tax-exempt distributions – Loans taken against a life insurance policy’s cash value aren’t subject to income taxes.
- Tax-exempt inheritance – In most cases, Beneficiaries don’t have to pay taxes when they inherit the death benefit.
- Tax-exempt death benefit accelerations – Livings benefits for major illnesses, take a set percentage to help for medical care.
How Long Could You Make It Without Your Income - Disability Insurance
Entrepreneurs can’t afford to dismiss disability insurance. An injury or illness can prevent you from earning an income. Disability insurance provides coverage to protect your income and pay your business and individual expenses. Income now could mean the difference between a secure future for you and your family and a devastating financial nightmare.
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Why Choose Us
What Our Clients Say
Hear what our clients have to say about our service.